Zander Life Insurance is a long-standing independent insurance agency that offers term life coverage. It works with various insurance companies to provide a wide range of options.
While they do not sell permanent or cash-value life insurance, their partner companies offer a variety of term life policies, including whole life and universal life.
Cost
Unlike many other giant online brokers, Zander Life Insurance operates more like a traditional independent agency. That means most interactions with the company occur over the phone, and they stay more involved with purchasers after a policy is issued.
They offer term life insurance policies from a network of participating insurance companies. Their website also provides an “instant” quote engine that generates a rate quote for the coverage amount and term length you enter.
However, this is a non-binding quote, and the price could change when the third-party underwriter reviews your application. That’s because the quotes are based solely on the information you provide to the company.
In addition to term policies, Zander also sells cash-value policies that allow you to build up a savings account. These policies are a good option for people who have a large estate or want to accumulate money to support children or other beneficiaries.
Benefits
Zander Life Insurance is an independent insurance agency that works with various companies. This allows it to offer you a variety of policies, so you can compare them side-by-side.
However, you should note that it does not sell whole or universal life insurance.
As a result, it may not be able to provide coverage for people who are in poor health.
This is a big deal because you can pay more for your coverage if your health is not ideal.
A good thing to know about Zander Life is that it offers term life insurance only and not permanent or cash-value policies.
If you are interested in a permanent policy, you should talk to an insurance agent to find out if it is the right choice. Otherwise, you might be better off shopping for an alternative life insurance company.
Customer Service
Zander Life Insurance Reviews offers an excellent experience for consumers purchasing life insurance. They offer a variety of policy types and have been in business since 1925. They strongly emphasize customer service and are recommended by financial expert Dave Ramsey.
They do a lot of the work for you by shopping between different life insurance companies to find the best policy for your specific needs. But they also take the time to help customers with questions and concerns once they get a policy.
It’s more like working with a traditional independent agency than a prominent online broker. They do most of the work over the phone and stay involved with purchasers after a policy is issued.
When choosing an insurance company, looking for ratings from customers and reputable rating services is important. These are essential for understanding how a company values its customers and how well it handles customer issues.
Policy Options
Zander Life Insurance Reviews is an online life insurance agency that connects consumers with third-party partners that issue policies. These partner companies offer term life coverage, a less expensive option than permanent life insurance.
Rather than working with a single company, however, Zander uses its network of over 50 life insurance companies to find the best policy options for customers. This helps ensure you’ll get the best rates from the insurance company that views you as the lowest risk.
It also provides you with an easy and convenient comparison shopping experience. It’s beneficial if you have health conditions that may make it difficult to qualify for a policy.
The Zander website also claims that it can offer you the “most competitive” term life insurance rates in the industry. This is true, but it’s important to know what that means before you sign up for an online quote.
